Chime and Upstart lay off staff; Credit Karma pauses hiring

Chime and Upstart lay off staff; Credit Karma pauses hiring

Digital bank Chime, online lender Upstart and Intuit-owned Credit Karma are the latest fintechs to reassess staffing in the face of the economic downturn.

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0:00-Chime Checking and Savings
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2:02-Checking Account
5:47-What Makes Chime DIFFERENT?
8:01-My FINAL Thoughts

Chime Disclosures:

Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A. Eligibility requirements and overdraft limits apply. See Meet SpotMe. Chime Checking. Account is required to be eligible for a Savings Account. Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Checking Account into your savings account.Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account. The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is accurate as of October, 25th, 2022. No minimum balance required. Must have $0.01 in savings to earn interest. The average national savings account interest rate of 0.17% is determined by FDIC as of September 19, 2022 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit National Rates and Rate Caps to learn more. Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. The retailer that receives your cash will be responsible to transfer the funds for deposit into your Chime Checking Account. Early access to direct deposit funds depends on payer. Federal government direct deposit payments such as stimulus payments, tax refunds, social security payments or veterans benefits may be received from the federal government and made available up to five days before the scheduled payment date. There may be times when instant transfers may be delayed due to network timing or other factors beyond our control. Deposits in Chime accounts are FDIC insured through The Bancorp Bank or Stride Bank; Members FDIC. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month. **To be eligible for the Debit Card Activation Promotion, beginning November 1, 2022 and ending December 31, 2022, the New Enrollee must: (1) have never enrolled in Chime and never previously opened a Chime Checking Account; (2) obtain a promotional code from one of Chime’s Official Partners, or have received a direct mailer from Chime containing a promotion code for the Debit Card Activation Promotion; (3) enter the promotional code on either the Debit Card Activation Promotion landing page, or within the designated field labeled “Promo code” when taking steps to enroll in Chime; and (4) activate their new Chime Visa® debit card within 30 days of enrolling in Chime. New Enrollees may only receive one (1) reward. New Enrollees who satisfy the above conditions will receive a ten dollar ($10.00) credit to their Chime Checking Account within ten (10) business days after activating their new Chime Visa® Debit card. Chime reserves the right to cancel or modify the Debit Card Activation Promotion terms or terminate the New Enrollee’s eligibility at any time with or without prior notice. Credits of $10 or more shall be reported on tax form 1099-INT. Banking services provided by Stride Bank, N.A. or The Bancorp Bank, N.A. Member FDIC.

Judge Mathis goes off on Wendy Williams on Live Radio Show

THE GREAT LAYOFF | Thousands More To Be Announced Soon…


Over 150,000 thousand layoffs in 30 days, and thousands more on the way. What is happening with our economy?

Layoffs have skyrocketed nearly 500% above this time last year.
Amazon 10,000
Facebook 11,000
Intel Thousands
HP 4,000
Adobe 100
Seagate 3,000
Zandesk 350
Chime 12%
SalesForce 2,500
Buzzfeed 12%
H &M 1,500
Kraken 30% (Crypto exchange… )
Door Dash 1,250
AMC Networks large scale layoffs
Carvana 8%
Juul 30%
Barclays 200
Citi Group making cuts
Redfin 13%
Nuro 20% (autonomis vehicles)
Gannet (USA TODAY) 3,440
ROKU 200
CNN confirmed thousands
Cisco 4,000
GE 5% of work force
Asana 9%
Podium 12% took a $1million rebate from Utah for adding 426 more jobs
Outside Media 227
Twitter 4,400 or 50%
Ocavu 50%
Homie 40%
iFit aka Nordic Track hundreds
Lyft 13%
Opendoor 18%
Upstart 7%
Zillow 300
Phillips 4,000
Vacasa 3%
Gopuff third round 250 after 400 and 100
Microsoft 1%
Hello Fresh 611
Stripe 14%
Chime 12%
Morgan Stanley 1600
Clear Capital 27%
PepsiCo hundreds
Coca Cola
Disney
Oracle 201
Bree 136
Peloton 12%
Softbank at least 150
Docusign 7%
Nordstrom 231
Gap 500 corporate jobs
Route (eCommerce) originally supposed to add thousands of jobs to Utah after being offered a $23 million rebate only ever hired 500 to 600 before the cuts.
Beyond Meat 19%
Impossible Foods

There are tons… and according to CNBC’s Jim Cramer, who sometimes isn’t right, but otherwise a smart guy, Layoffs will explode after Christmas.

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Honest Opinion About The Chime Credit Builder Card!!!