Chime and Upstart lay off staff; Credit Karma pauses hiring
Digital bank Chime, online lender Upstart and Intuit-owned Credit Karma are the latest fintechs to reassess staffing in the face of the economic downturn.
Chime Checking and Savings FULL REVIEW 2022
Chime Checking and Savings FULL REVIEW 2022
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0:00-Chime Checking and Savings
5:47-What Makes Chime DIFFERENT?
8:01-My FINAL Thoughts
Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A. Eligibility requirements and overdraft limits apply. See Meet SpotMe. Chime Checking. Account is required to be eligible for a Savings Account. Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Checking Account into your savings account.Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account. The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is accurate as of October, 25th, 2022. No minimum balance required. Must have $0.01 in savings to earn interest. The average national savings account interest rate of 0.17% is determined by FDIC as of September 19, 2022 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Visit National Rates and Rate Caps to learn more. Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. The retailer that receives your cash will be responsible to transfer the funds for deposit into your Chime Checking Account. Early access to direct deposit funds depends on payer. Federal government direct deposit payments such as stimulus payments, tax refunds, social security payments or veterans benefits may be received from the federal government and made available up to five days before the scheduled payment date. There may be times when instant transfers may be delayed due to network timing or other factors beyond our control. Deposits in Chime accounts are FDIC insured through The Bancorp Bank or Stride Bank; Members FDIC. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month. **To be eligible for the Debit Card Activation Promotion, beginning November 1, 2022 and ending December 31, 2022, the New Enrollee must: (1) have never enrolled in Chime and never previously opened a Chime Checking Account; (2) obtain a promotional code from one of Chime’s Official Partners, or have received a direct mailer from Chime containing a promotion code for the Debit Card Activation Promotion; (3) enter the promotional code on either the Debit Card Activation Promotion landing page, or within the designated field labeled “Promo code” when taking steps to enroll in Chime; and (4) activate their new Chime Visa® debit card within 30 days of enrolling in Chime. New Enrollees may only receive one (1) reward. New Enrollees who satisfy the above conditions will receive a ten dollar ($10.00) credit to their Chime Checking Account within ten (10) business days after activating their new Chime Visa® Debit card. Chime reserves the right to cancel or modify the Debit Card Activation Promotion terms or terminate the New Enrollee’s eligibility at any time with or without prior notice. Credits of $10 or more shall be reported on tax form 1099-INT. Banking services provided by Stride Bank, N.A. or The Bancorp Bank, N.A. Member FDIC.
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THE GREAT LAYOFF | Thousands More To Be Announced Soon…
Over 150,000 thousand layoffs in 30 days, and thousands more on the way. What is happening with our economy?
Layoffs have skyrocketed nearly 500% above this time last year.
H &M 1,500
Kraken 30% (Crypto exchange… )
Door Dash 1,250
AMC Networks large scale layoffs
Citi Group making cuts
Nuro 20% (autonomis vehicles)
Gannet (USA TODAY) 3,440
CNN confirmed thousands
GE 5% of work force
Podium 12% took a $1million rebate from Utah for adding 426 more jobs
Outside Media 227
Twitter 4,400 or 50%
iFit aka Nordic Track hundreds
Gopuff third round 250 after 400 and 100
Hello Fresh 611
Morgan Stanley 1600
Clear Capital 27%
Softbank at least 150
Gap 500 corporate jobs
Route (eCommerce) originally supposed to add thousands of jobs to Utah after being offered a $23 million rebate only ever hired 500 to 600 before the cuts.
Beyond Meat 19%
There are tons… and according to CNBC’s Jim Cramer, who sometimes isn’t right, but otherwise a smart guy, Layoffs will explode after Christmas.
#layoffs #layoff #buildbackbetter #recession #economy #foodshortage #foodcrisis #foodwars #meatprices #prepper #prepping #survival #foodshortage #foodprices #shtf #canadianprepper #fullspectrumsurvival #cityprepping